activation of health coverage - Ontario

[Juche]

Question: if a returning ONT resident/Canadian citizen returns to Canada after being out of the country for a few years gets her health coverage back after 3 months (according to ONTARIO HEALTH website, etc) how can she bridge the gap between arrival and the 3 months? Especially relevant if she is pregnant and needs the usual prenatal care, etc...Please advise...

[Karlshammar]

I don't know specifically about prenatal care, but I bought private insurance before I got OHIP coverage.

[Leon]

You can buy emergency insurance to cover you for accidents and sudden illness but it would be very hard to get insurance to cover your pregnancy since it's a pre-existing condition.

Basically, you have two options:

1) Pay yourself while you wait for OHIP
2) Instead of going back to ON, go to a province which will cover you from day 1 when moving from outside the country or to a province which will make an exception on the waiting time for pregnancy related expenses.